Following the recent release of this year’s McAfee Virtual Criminology Report, I had the opportunity to talk with diverse European journalists. They asked me for some concrete examples of the malicious Internet “offers” that the economic crisis has produced.

Fake working-at-home opportunities
The most visible offers are not new; they are only more numerous. They involve fake recruitment sites proposing working at home, which promises to be well paid and less time consuming than an office job. In fact, these are offers for mule jobs, like the one I described last year.

No doubt these offers attract all types; but when it becomes hard to find a job, the offer can also appeal to honest people.

Fake banking services
Less well known and increasing, fake bank sites flourish over the ‘Net. These are not mirror sites used in phishing attacks; these sites are created solely to attract people searching for a financial institution that can help. When an authentic bank denies a loan, for example, what could be more natural than to search for a more welcoming business.

The next screen captures offer examples of two live websites among the 20 or so I discovered last week.

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Fake investment firms
As we watch our investments decline in value, many of us are on the lookout for a high return. Would you welcome an 850 percent profit guaranteed within 24 hours?
 

These investments are beneficial–at least for the crooks who promote them. With scams like these, it’s not necessary to catch people by the hundreds to make a nice sum of money. But if you invest here, you’ll never again see your tied-up capital.

Fake legal services
Cybercriminals know the economic downturn can lead to more people going to court after a dispute with a banker or employer. Watch out for dubious legal offers.
 

Here, too, the “service” will ask you for a cash advance before starting the job, one which will never be honored.

In searching for scam sites I have found many other ripoffs, but I hope you are already convinced: Taking advantage of people who are already victims of financial problems is truly scandalous. Yet this is a reminder, as if proof were still necessary, that today’s crooks have no misgivings about abusing the most vulnerable among us.